{"id":961,"date":"2015-12-17T14:00:44","date_gmt":"2015-12-17T20:00:44","guid":{"rendered":"https:\/\/thedisciplemaker.org\/?p=961"},"modified":"2015-12-17T14:00:44","modified_gmt":"2015-12-17T20:00:44","slug":"converting-your-cash","status":"publish","type":"post","link":"https:\/\/www.navpress.com\/sites\/thedisciplemaker\/2015\/12\/converting-your-cash\/","title":{"rendered":"Converting Your Cash"},"content":{"rendered":"
<\/div>

What Happens When Your Bucks Get Born Again?<\/strong>
\nI had a friend in college whose oft-stated ambition was \u201cI\u2019m going to get rich!\u201d And he did. The business he started prospers. He sees his wealth as the fulfillment of goals set long ago, and he refuses to feel bad for achieving. Imagine his frustration, then, when members of his Sunday school class consistently made digs about \u201crich people.\u201d To my friend, their comments seemed judgmental and envious.
\n\u201cIf my business made 10 million last year, what is so wrong with setting a goal to make 11 million this year?\u201d he asked me one morning over breakfast.
\nThis businessman\u2019s sense that the digs were envy-driven may be accurate. Perhaps a man in the class is frustrated by his own stalled career, or a woman on a restrictive budget consoles herself by denigrating the prosperity of others. Then again, maybe some in the class realize that \u201cone handful with tranquillity [is better] than two handfuls with toil and chasing after the wind\u201d (Eccl. 4:6). Do they sense my friend is grabbing for the extra handful? Are they discerningly sensitive to the temptations that beguile \u201cpeople who want to get rich\u201d (1 Tim. 6:9)?
\nIn each outpost of the kingdom of God on earth, such as a Sunday school class, perceptions about and experiences with money are as varied as the places we find loose change. There\u2019s the man who caught from his father the unexamined belief that he should trade up for a new car every two years. Or the husband and wife who crusade against credit cards because, early in their marriage, debt almost bankrupted them. And consider the man who quietly sold his boat last year so four inner-city kids could spend the summer doing missions in Brazil.
\nFear of Poverty is Costly to Maintain
\n<\/strong>Much of the story of who we are is written in dollar-green ink. The money biographies of our parents, for example, are often significant shapers of our fiscal manners, values, and attitudes. My aversion to paying full price for clothing exists in large part because my father worked for clothing manufacturers, and we always got clothes free or at a deep discount. But my parents are also quite generous and instilled in me a desire to give regularly. And my Southern upbringing accounts for my inclination to be modestly \u201cregular\u201d\u2014not to stand out materially as \u201cuppity.\u201d\u00a0 Whether our money stories are shaped by our families, culture, or innate preferences, a new chapter gets written when we are reborn into Jesus\u2019 kingdom. We become citizens of a living economy with its own fiscal manners, values, and attitudes. And as citizens of God\u2019s kingdom, we bring our money with us.
\nThink of it this way: When I take ministry trips abroad, one of my first priorities after I deplane is to find an airport bank where I can convert my dollars into the local currency. Once I convert those dollars, I often also need to adapt to new customs for buying goods, giving away money, and paying those who serve me. Likewise, when we enter God\u2019s kingdom, our approach to money needs to be converted to the customs and economy we find there. Jesus wants to transform our entire stance\u2014all our thinking and doing\u2014toward money and wealth. Not everything He did requires our precise imitation. For instance, although \u201cthe Son of Man [had] no place to lay His head\u201d (Lk. 9:58), we can live in homes and decorate them. Jesus never specifies how big or small our dwellings must be or whether we should rent or buy. But neither does He leave such decisions solely to parental or cultural influences or to our innate preferences, because these can compete with the values He did specify in His money teachings and interactions. Let\u2019s look at a few of those kingdom values.
\nPinching & Pouring
\n<\/strong>Though it does not compare to that of my successful college friend, my salary has increased pretty steadily since I finished seminary. The biggest increase made possible, to my wife\u2019s delight, greater freedom at the grocery store.\u00a0 But how free should we consider ourselves\u2014at the grocery store or anywhere else we exercise our \u201cdollars and sense\u201d? In Jesus\u2019 economy we are free to be both thrifty and a spendthrift, but with qualifications for each. We are free to be thrifty but not miserly. Thriftiness discerns the difference between needs and wants, enough and excess, affordable and not, permissible and beneficial (1 Cor. 6:12). In contrast, miserliness is \u201cfrugality legality\u201d\u2014saving to stockpile, having to hoard, keeping to clutch. We are also free to spend but not waste, although sometimes it can be hard to tell the difference. Jesus\u2019 disciples labeled it wasteful when a woman poured costly perfume on Jesus\u2019 head (Mt. 26:6-13). They thought she was throwing away what could have been turned into noble philanthropy. Jesus defended her extravagance, however, calling it \u201ca beautiful thing\u201d (v. 10). Scripture tells us that \u201cfor everything there is a season\u201d (Eccl. 3:1, ESV). A season of difficult circumstances may necessitate greater thriftiness for a time.\u00a0\u00a0 That\u2019s OK: There is \u201ca time to keep.\u201d But there\u2019s also \u201ca time to throw away\u201d (Eccl. 3:6)\u2014when we want to do \u201ca beautiful thing\u201d with money or possessions, be it planned or spontaneous.
\nThe car I drive came to me a few years back at an extravagantly reduced price, far below its value. The man I bought it from lowered the price even further when he received a rebate on the new car he was buying. \u201cWhen I get a bargain, you get to share in it\u201d was his philosophy. He wasn\u2019t raised that way; he didn\u2019t learn it from his finance studies in college. So where did such generosity come from? One of his friends gave me the impression that my benefactor would have considered the \u201cbeautiful thing\u201d he did for me quite ridiculous before Jesus changed him. His heart had been converted and so had his currency. Our checkbook ledgers should tell a story of Jesus\u2019ongoing transformation of us. We keep and spend not just for personal necessities like food and utilities, but also to do beautiful things for those we love or feel compelled to help. This kingdom value can perplex us if we believe that the most beautiful thing we can do with money is to keep our checkbook neatly balanced within the secure confines of a predictable budget. And certainly God doesn\u2019t want us to be imprudent with His money\u2014spending what we don\u2019t have or borrowing what we can\u2019t repay. But neither does He want us to hoard what He has provided so that we become deaf to His fiscal \u201cgo for it!\u201d\u00a0 Before we can listen to God, however, we may need to learn how not to listen to our money-related anxieties.
\nFearing & Trusting
\n<\/strong>Anxiety breeds a brand of fiscal caution that won\u2019t even flirt with a spendthrift impulse for fear of regretting that \u201cbeautiful thing\u201d later. Some inherit this fear from an economically chaste upbringing. Some suffer it as a result of experiencing firsthand an economic downturn. Others become anxious once they\u2019ve been seduced by glittering materialism and used easy credit to get into trouble. Still others can\u2019t explain the reasons for their money anxiety; it has just always been there
\nC. S. Lewis battled money anxieties for most of his life. In Jack\u2019s Life, his stepson biographer Douglas Gresham writes, He had secured a good job [at Magdalen College, Oxford] with long-term prospects. . . . He could buy the necessities and an occasional luxury. He still worried about money though because the habit was so ingrained into him. . . . This unreasoning fear of poverty lasted all his life and prevented him from ever really enjoying his position in life. Lewis\u2019 fear of poverty is shared by many. Ironically, it\u2019s a costly fear to maintain. For Lewis the cost was never being able to enjoy fully \u201chis position in life.\u201d Although he was generous\u2014Lewis gave away two-thirds of his income from his books\u2014I can\u2019t help but think that the joy of being generous was diluted by his paranoia of awakening one day to find his resources inadequate. Jesus aims to reverse such ingrained anxiety and restore the joy it steals. To do so, He takes us outside.
\n\u201cListen to the singing birds and look at the resplendent lilies!\u201d Jesus tells us. God likes birds and lilies, but He loves His people. If He\u2019s pleased to keep the branches full of chirping and the fields clothed with blossoms, how much more pleased is He to keep His people filled and clothed (Mt. 6:25-34)? I still remember the night financial stress left me lying face down on our living room floor. Two mortgage notes were due at the end of the week: one for the house we resided in and the other for a house 200 miles away. We\u2019d been renting the second house to tenants who\u2019d skipped town after already being months behind with their rent payments. I didn\u2019t have the money to pay both notes, but had not told anyone how dire the situation was. The next day\u2019s mail brought an envelope from a family in our church. It contained a check for $1,500 and a note that said, \u201cThe Lord brought you to mind. Our house is paid for and we want you to have this.\u201d I cried tears of relief and joy. God did a beautiful thing for us through them. Seeing God\u2019s provision in that moment of need was a keen reminder that I could set aside fear because I lived in a kingdom with a trustworthy Sovereign.
\nTrue Riches
\n<\/strong>When we as kingdom citizens divest ourselves of anxieties over getting, keeping, and spending, we are free to invest in what brings true riches. Consider a doctor friend of mine who recently moved his family into a lower income neighborhood to live among the people he serves. He could take a job in a local hospital at a far higher income than he makes at the downtown clinic. He could treat his family to \u201cthe good life\u201d in safer suburbia. But when he reads the gospels he sees Jesus being uniquely accessible to those He touched and healed. He feels called to follow that same incarnational pattern. My friend knows that the richest of the rich can actually be desperately poor. Take, for instance, the rich young man in the Bible (Mk. 10:17-22). In his culture, this man\u2019s wealth was considered conspicuous evidence of God\u2019s bountiful blessing\u2014after all, he was living a morally as well as materially \u201cgood\u201d life. Yet he stressed and obsessed over getting, keeping, and spending. \u201cSell . . . give . . . have treasure in heaven . . . follow me,\u201d Jesus urged him (v. 21). The young man\u2019s grip tightened like a vise, and \u201che went away sad, because he had great wealth\u201d (v. 22). Contrast him with the exuberant Zacchaeus, another man who lived the dream of material prosperity (Lk. 19:1-10). Zacchaeus\u2019 financial freedom was the result of traitorously selling out his own people to levy oppressive taxes. I wonder what made this fiscal finagler want \u201cto see who Jesus was\u201d (v. 3). Whatever the reason, Zacchaeus resourcefully climbed a tree and got his wish. He saw Jesus, and when he did it changed how he saw everyone and everything else, especially his money. The publican instantly became a public altruist, blessing people instead of cheating them. He told Jesus: Here and now I give half of my possessions to the poor, and if I have cheated anybody out of anything, I will pay back four times the amount. \u2014v. 8
\nThe difference between the two men is that only one was willing to turn his money into praise. Only one was liberated from the clutch of financial anxiety to do beautiful things with his money. Only one would enjoy his position in life because salvation had \u201ccome to [his] house\u201d (v. 9). Only one saw the limits\u2014and the true potential\u2014of wealth that the Apostle Paul explained to Timothy: Command those who are rich in this present world not to be arrogant nor to put their hope in wealth . . . but to put their hope in God, who richly provides us with everything for our enjoyment. . . . In this way they will lay up treasure for themselves as a firm foundation for the coming age, so that they may take hold of the life that is truly life. \u20141 Tim. 6:17,19.
\nConversion Rates<\/strong>
\nWhen I fly overseas, I\u2019m cautious with my money. In most international airports the conversion rate is unfavorable, so I convert just enough to get by for a day or two, until I can find a better rate elsewhere in my host city. Even then, I only convert what I\u2019ll need, knowing I\u2019ll soon be back in the economy I\u2019m used to.\u00a0 But we enter Jesus\u2019 kingdom not to visit, but to stay. We\u2019re citizens. All of our money must be converted into the currency of His economy. We need not fear an unfair rate of exchange. We\u2019ll be given what we need because He knows what we need and is dedicated to providing it. And we\u2019ll be given even more than we need to live \u201crich toward God\u201d (Lk. 12:21). There is no better conversion rate than that.
\nAuthor info: COLE HUFFMAN is Senior Pastor at First Evangelical Church in Memphis, TN.
\nCopyright \u00a9 Discipleship Journal.\u00a0Used by permission of Discipleship Journal. Copyright \u00a9 July\/August 2006, Issue 154, The Navigators. Used by permission of NavPress. All rights reserved. www.navpress.com<\/p>\n","protected":false},"excerpt":{"rendered":"

What Happens When Your Bucks Get Born Again? I had a friend in college whose oft-stated ambition was \u201cI\u2019m going to get rich!\u201d And he did. The business he started prospers. He sees his wealth as the fulfillment of goals … <\/p>\n

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